Galina Ivanova-Tozeva

Galina is a Director in the Multifamily Underwriting and Credit team at Freddie Mac. During her 18-year tenure at Freddie Mac, she has served in various roles on the Credit and Asset Management teams. She spent the majority of her career as an underwriter in the Southeast Region where she was underwriting a variety of commercial real estate loans including multifamily conventional, senior housing, student, lease-up, and value-add. While making her way through the ranks, she raised her two daughters and graduated from Strayer University MBA program with honors. She has a master’s degree in International Relations and an undergraduate degree in finance and economics from Varna Free University in Bulgaria. In addition to being a longstanding member of RENEW, Galina is a member of CREFC and Mortgage Bankers Association.

This is Galina’s fourth year on the Board,  She was an Advisor from 2022 - 2024.